Insuring Vacant Homes in Connecticut and New York

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What's the difference between a vacant and an occupied home? One difference often is the difficulty in obtaining insurance and the kind of insurance coverage that will be offered. Theft, vandalism, intentional fires, and other malicious acts occur more frequently with vacant homes so most insurance companies are reluctant to provide policy protection; if insurance coverage is extended it often reduces or removes policy limits for losses typically provided in standard homeowner policies.

There are ways to mitigate losses that are more endemic with unoccupied residences, and affordable, quality coverage is available.

The Vacant Home Insurance team at the William Hajj Insurance Agency has access to insurance programs specially designed to provide cost effective protection for vacant homes all over Connecticut and New York.

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• Water Damage